Attention homeowners in Bennington and Douglas County: Need an appraisal?

Here are the top seven reasons NE homeowners call on Swanson Appraisals, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Bennington, NE and need help determining the price of it?
Contact Swanson Appraisals, LLC.

We at Swanson Appraisals, LLC understand the particular needs of a customer in need of appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Swanson Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Swanson Appraisals, LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Swanson Appraisals, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Swanson Appraisals, LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Swanson Appraisals, LLC can help you with that. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.